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To allow you to purchase as much as you want and at the most convenient time, without needing to carry cash, El Corte Inglés offers the possibility to make purchases on credit in most of the departments in our Shopping Centres (Home Furnishings, Jewellery, Fur, etc.) through Financiera El Corte Inglés E.F.C., S.A.
All you need to know is the number of months over which you wish to defer your purchase (36 months maximum), taking into account that the minimum monthly invoice amount for any deferment is 30,00 Euros. For this type of operation, the nominal annual interest rate is 18% (19.56% Annual Equivalent Rate).
The quarterly transaction charges vary according to the purchase amount.
Remember also that you can cancel the credit contract at any time or modify the amount of the payments.
More information is available from 901 122 122 or at the Customer Service Department in any of our shopping centres.
If you are currently making purchases on credit through our personal payment formula, you may consult the status on this page.
To simulate the calculation of a purchase on credit through our Personal Payment Formula, enter the amount to be financed in euros and the number of months (only for deferred payment operations of between 4 and 36 months).
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